The GAGAPAY® Prepaid Mastercard
For many people, debt is a four-letter word. They want the convenience a credit card offers in shops, restaurants and online, without running up a balance they cannot afford to repay. A prepaid credit card puts you in control because you can only spend money previously loaded onto the card.
With these ‘no credit check’ credit cards you have no interest to pay, no APR, and no risk of going over budget. It is safer than carrying cash, with chip and PIN protection.
Prepaid cards also offer guaranteed credit card acceptance for those who do not have a bank account, or who have had past credit problems, and cannot get a standard credit card. Or you can set one up for younger children.
Most are backed by MasterCard or Visa, so you can use them in shops and restaurants around the world, and the internet. Always check fees carefully, they can add up. Here are some of the best-prepaid credit card deals. Gagapay offers a prepaid card, with the added bonus of using the cards on the full gagapay.network.
The first card we’ll be looking at in our bitcoin debit card breakdown is wagecan. Issued by using transforex, wagecan is a mastercard debit card and can be used inside the U.S.A. The wagecan answer is one of the maximum popular bitcoin debit playing cards with digital nomads and vicinity independent freelancers, as it gives a 1.5% foreign money conversion rate, while maximum other answers sit at around 3%.
Wagecan also offers a slightly decrease atm transaction price than different bitcoin debit playing cards, at 1%. Maximum of the other BTC debit cards available on the market today fee a flat charge rate of among $2.5 to $3.5 USD, so wagecan’s percentage-based totally fee normally works out less expensive.
The Taiwan-based totally crew at the back of wagecan had been offering their provider on the grounds that 2014, and offer each net and mobile on hand wallet gadget that synchronizes with the card. An interesting characteristic of the wagecan card is the pockets cope with that is revealed on each character card, that’s handy for both depositing bitcoins as well as at once converting them to fiat currency.
Wagecan is on the market to a couple of nationalities and affords a range of purchase advantages. Because the maximum handy card for international travellers, wagecan can be used at extra 30 million ATMs international with 210 currencies.
Previously known as e-coin, the wirex solution provides crypto investors with an exceedingly flexible bitcoin debit card and multi foreign money pockets. Supplying each virtual and plastic playing cards, wirex make it feasible to apply bitcoin to pay for in-store purchases, online shopping, and international coins withdrawal.
Wirex provides extraordinary card options- a digital visa card, or a plastic credit card with a pin and chip. Each of the cardboard options presented through wirex can default to either GBP, EURO, or USD because the base foreign money, and are well-known everywhere within the international wherein visa or credit card are supported.
The London-based team behind wirex are presently within the manner of rebranding the wirex platform from their preceding e-coin logo, which has been in operation since 2014. Each online and offline purchase are loose with wirex, for both the virtual card and plastic card solution.
Wirex has followed a flat price charge for atm withdrawals. Domestic atm withdrawal is priced at $2.50 USD, at the same time as global atm withdrawal is ready at $3.50 USD. All the card alternatives supplied via wirex have a month-to-month carrier price of $1, even though the plastic card alternative does have an initial charge of $17 USD. Wirex plastic playing cards can be shipped to a hundred and thirty distinctive international locations global, and typically take 8 weeks to reach after ordering.
Wirex provides users with a dedicated phone app for each IOS and Android that incorporates thing authentication for heightened protection. Conversion between bitcoin and fiat currency is controlled thru the app, which also offers users the capability to load balance from other fee answers consisting of Paypal.
General, the wirex answer is simple and smooth to use bitcoin debit card that gives a streamlined consumer revel in. The handiest drawbacks of the wirex solution are that verification involves submitting numerous evidence of identification and deal with files and might absorb to 10 working days.
Cryptopay is one of the maximum transparent and in advance bitcoin debit card solutions available. Based in 2013 with the aid of a Russian crypto enthusiast group, cryptopay has already amassed more than 167,000 lively customers from around the world and has issued an extra 37,000 bitcoin debit playing cards. The cryptopay platform is one of the most important BTC debit card solutions and manages average over 50,000 transactions each month.
Just like the other bitcoin debit playing cards on this listing, cryptopay provide each plastic and digital cards, however, provide customers with a refreshingly obvious breakdown of costs and phrases. One of the greatest functions of the cryptopay platform is that they provide right of entry to their platform to unverified customers, even though there are a number of limitations positioned on unverified debts.
The cryptopay plastic card is powered via visa and thus may be used anywhere in the international that visa is allowed. Plastic playing cards are to be had with EUR, GBP or USD base forex, each of which is priced at €15.00 each. Cryptopay also gives free standard worldwide delivery on their cards, with the choice of specific international shipping for a further €70.00.
Home ATM transactions with the cryptopay card are priced at $2.50 USD, at the same time as global transactions are priced at $3.50 USD. Cryptopay allows for limitless online transactions with confirmed card users, but a restriction of unverified customers to $1,000 USD. The every day USD transaction restriction for unverified users is four hundred USD, with a complete lifetime withdrawal limit of a hundred. Validated users are able to withdraw up to $2000 each day thru ATM, with limitless lifetime withdrawals.
Cryptopay offers 3% foreign transaction rate, and an extra 1% conversion charge from bitcoin into fiat currencies and vice versa. Notwithstanding the slightly higher standard pricing shape of the cryptopay platform, it gives unmatched transparency and offers free card shipping worldwide.
Coinbase became the first platform to offer crypto enthusiasts with the capability to spend their bitcoin immediately thru their shift card answer. Connected directly to the coinbase wallet machine, the shift card is presently best available in the U.S.A.
The coinbase visa-based shift card can be used at 99% of merchants around the arena. Using the coinbase shift card is extraordinarily simple- once the shift card is attached to a coinbase wallet, the value of purchases made with the card are deducted from BTC balance and converted to USD at the current alternate rate.
Whilst compared to other debit card answers in the industry, the shift card gives some of the appealing advantages. With no monthly fee or POS prices, the shift card offers a home ATM withdrawal rate of $2.50, and an international ATM withdrawal rate of $3.50, that’s widespread in the bitcoin debit card region.
The preliminary issuance fee of the shift card is simply $10, but it does come with a few more limiting restrictions than other bitcoin debit cards. Each day spending restriction is capped at $1,000 USD, and the daily maximum ATM withdrawal is just $200 USD.